posted on June 11, 2026 by
What Is a Wage Garnishment in Michigan and How Much Can They Take?
A wage garnishment can come as an unwelcome surprise for many Michigan residents. If you’ve fallen behind on credit cards, medical bills, personal loans, or other debts, a creditor may eventually obtain a court order allowing part of your paycheck to be taken before you receive it. In Michigan, a wage garnishment is a legal […]
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Can Bankruptcy Get Rid of Medical Bills?
Short answer, YES. Medical debt is one of the leading reasons people in Michigan consider bankruptcy. A sudden illness, unexpected surgery, or ongoing medical treatment can quickly create overwhelming bills, even for individuals with health insurance. The good news is that, in many cases, bankruptcy can eliminate medical debt and provide a fresh financial start. […]
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Can Bankruptcy Stop Wage Garnishment in Michigan?
Finding out that your paycheck is being garnished can be overwhelming. Losing a portion of your hard-earned wages can make it difficult to pay your mortgage, rent, utilities, and other everyday expenses. Fortunately, for many Michigan residents, filing for bankruptcy can provide immediate relief and stop wage garnishment. How Does Wage Garnishment Work? A wage […]
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posted on June 9, 2026 by
Bankruptcy: Determining the Value of Your Home
If you are considering filing for bankruptcy, one of the most important steps is determining the value of your home. The value assigned to your property can affect whether your home is protected, the amount of equity you have, and the options available under both Chapter 7 and Chapter 13 bankruptcy. For bankruptcy purposes, your […]
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posted on March 24, 2023 by
Bankruptcy: How Long Does a Case Take?
If you’re considering filing for bankruptcy in Michigan, one of your main concerns is probably how long the process will take. The answer depends on several factors, including the type of bankruptcy you file, the complexity of your case, and how quickly you can provide the required information and documentation. Chapter 7 Bankruptcy Timeline in […]
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posted on February 20, 2023 by
Bankruptcy: Should You File Bankruptcy Before or After You File Your Taxes?
Filing for bankruptcy can be a complex and stressful process, with many legal and financial considerations to keep in mind. One important issue to consider is the impact that filing for bankruptcy may have on your tax returns. When you file for bankruptcy, it is important to make sure that all of your tax returns […]
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posted on December 29, 2022 by
Bankruptcy: Can I keep my tax refund?
For many of our clients, the annual tax refund they receive is a household necessity in order to pay for vehicle repairs, back rent, medical bills or child expenses. For that reason, we are often asked “will the court take my tax refund?” Chapter 7 In a Chapter 7, you will be able to keep […]
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posted on July 14, 2022 by
Bankruptcy: What Documents Are Needed?
The Exact Documents Vary Case To Case, But Generally Speaking These Are The Documents We Will Need: Pay Stubs For The Last 7 Months (Spouse Too, If Married) Tax Returns For The Last 2 Years (State & Federal) Bank Statements For The Last 90 Days. Recent Statements For Any Investment Accounts (401k, 403b, IRA, Pension, Stocks, Bonds, Etc.) Automobile, Motorcycle, […]
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Bankruptcy: Can Taxes be Forgiven?
People often call in asking if their taxes can be forgiven in bankruptcy. And the answer is … maybe. Let’s dive in further. In order to have your taxes forgiven, you must pass the 3/2/240 Rule: 3: Your taxes must have been due at least 3 years ago. So for example, your 2018 taxes are […]
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Bankruptcy: What Debts Can be Forgiven?
What debts can be forgiven in a bankruptcy? General Unsecured Creditors, and Secured Debts where you are surrendering the property. General Unsecured Creditors: The most typical types of General Unsecured Debts that are forgiven are: Credit Cards Medical Bills Evictions Foreclosures Repossessions Some Taxes Payday Loans Personal Loans Below are a list of unsecured debts […]
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